LOAN SERVICING & COLLECTIONS
Smarter loan servicing starts with better data
Use real-time financial and alternative credit data to help your loan servicing and collections teams locate borrowers, assess affordability, and improve recovery outcomes.
Locate borrowers faster with fresher data
Micro Check surfaces updated addresses, employment, and contact details as borrowers apply for new credit elsewhere, supporting skip tracing without manual searching. Learn more about Micro Check.
Realistic payment arrangements using real affordability
Bank Verify shows actual income, spending, and account activity, allowing teams to validate claims, avoid false hardship narratives, and structure payments borrowers can sustain. Learn more about Bank Verify.
Act earlier by spotting risk signals outside the bureau
Inverite reveals new borrowing, credit-seeking behavior, and undisclosed obligations that don’t appear on traditional credit reports.
How it works
Step 1: Monitor accounts post-funding
Use Micro Check to detect new loan applications or funded loans that signal rising financial stress or credit stacking.
Step 2: Re-engage with updated borrower information
Leverage refreshed contact and employment data to improve right-party contact before accounts age.
Step 3: Validate affordability before negotiation
Use Bank Verify to review real-time income, spending, and balances when a borrower asks for hardship relief, deferrals, or settlement terms.
Step 4: Structure smarter payment arrangements
Use verified cash-flow data to set realistic promise-to-pay amounts and schedules borrowers are more likely to honour.
Step 5: Escalate with confidence when needed
When data shows capacity to pay, or continued credit-seeking, teams can escalate knowing decisions are backed by evidence.
Alternative loan records
Actively reporting lenders
Days of bank transaction history (maximum)
“Inverite has been a game-changer for our company, allowing us to make informed creditworthiness decisions. It is fast and reliable, and our clients love it. Micro Check, in particular, has saved us thousands by preventing bad loans. Having a client’s history with other small-dollar lenders is invaluable.
It has also been a great tool for collections; I have already collected 10 overdue legal files by just having an updated address or employer of the debtor.”
-Sarah Craddok, Owner, Cash Stop Loans & Inverite client since 2021
